Category Archives: Buyers

Nancy Davis-A Recommended REALTOR® in the UWG Relocation Guide

We at Duffey Realty were excited to learn that Duffey REALTOR® Nancy Davis was recommended by someone at the University of West Georgia for inclusion in the UWG Relocation Guide, a guide for new UWG employees that includes tips for relocating to the Carrollton area. The UWG Relocation guide is a UWG community-driven effort maintained by volunteers in the UWG... Read More »

Post-Graduation Financial Choices Make a Big Difference

It has been about a month since graduation, and as a recent high school or college graduate, you are probably beginning to focus more on starting college or finding a first job than buying a house. However, the financial habits you establish now will affect that first-home purchase down the road, so it’s never too early to start planning. Here... Read More »

Know Your Closing Costs Before You Sign on the Dotted Line

Closing costs are easy to ignore in the excitement of searching for a new home, but they are a significant part of any real estate transaction. Fortunately, your lender can provide your expected costs during pre-approval, and your Duffey REALTOR® can help you negotiate closing costs with the seller. “A home buyer needs to address the costs of closing prior... Read More »

Speak: 10 Terms Every First-Time Home Buyer Should Know

Let’s face it. Every industry has its own vocabulary, and real estate is no different. Sometimes real estate pros use language that isn’t quickly familiar to those of us new to the process. So we’ve compiled a vocabulary “cheat sheet” for you so you will be “in the know” when these terms come up during your new home purchase. First-time... Read More »

Find a Conventional Mortgage Option to Fit Your Needs

A “conventional” mortgage is a mortgage that is not backed or insured by a government agency. Fixed-rate and adjustable-rate mortgages are the two main types of conventional mortgages, but there are other loan products available to fit your specific financial goals. Here are just a few of the most common mortgage products, along with some pros and cons to consider... Read More »

Is a Government Backed Loan Right for You?

Mortgage loans backed by the U.S. government offer homebuyers an attractive alternative to conventional loans. How can you determine if a government loan is right for you? “There are several neat things about government loans,” says John West, Director of Retail Loans at Direct Lenders LLC in Kennesaw, Ga. “They have very competitive interest rates and low down payment options.... Read More »

Purchase Your Home Faster with Mortgage Pre-Approval

You’ve scouted the neighborhoods and scanned the MLS. It’s time to make an offer on that new home you have your eyes on, right? Not so fast. “Before you start looking at houses, the first thing you need to do is get pre-approved,” says John West, Director of Retail Loans at Direct Lenders LLC in Kennesaw, Ga. “Realtors want to... Read More »

Are You Financially Fit?

More than half of homebuyers borrow money to make their purchase. If you are considering a new home purchase, one of the first steps is a careful evaluation of your financial fitness. Lenders determine loan amounts and interest rates based on a borrower’s FICO® scores. Everyone has three FICO® scores, one for each of the three credit bureaus—Equifax, Experian, and... Read More »

Take Your Real Estate Transaction Step-by-Step With Duffey Realty

Are you in the market for a new home? If so, public opinion says you are about to make a solid investment in your financial future. An April 2015 Gallup poll showed that 31 percent of Americans named real estate as the best long-term investment, followed by stocks, gold, and bank savings accounts.  The results suggest that the housing market... Read More »

First Home Purchase? Don’t Miss These 3 Tips from Duffey Realty Sales Associates

Real Estate transactions can be complex, which is why working with a REALTOR® can save you time and money. Duffey Realty loves helping first time home buyers find the right home for their family at the right price for their budget. If you are a first-time home buyer, chances are you’ve done your research online. However, there’s nothing like consulting... Read More »